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Retired

After spending many years climbing the career ladder, your retirement is a time for you to finally sit back and enjoy the view.

Well, that’s the theory anyway. If you’re preoccupied with money worries or feel limited in your options, you’re unlikely to be able to enjoy this stage of life and you certainly won’t feel able to make the most of the years ahead.

Whether it’s concerns about how much you can afford to be spending, or worries about what the future might hold, no-one wants their retirement dreams to be curtailed by financial uncertainty.

We specialise in helping those already in retirement to gain clarity over their current financial picture and a full understanding of their options when it comes to the future. From funding that trip of a lifetime, to care costs, Inheritance Tax planning and transferring wealth to family members, we can answer your questions and give you back your financial confidence.

Our aim is to help you maximise your enjoyment of your retirement right now while ensuring you’re ready for whatever the future holds.

How we can help

Identify what you would like to achieve in your retirement and what a fulfilling and comfortable lifestyle means to you

Retirement shouldn’t just be defined by what you’ve stopped doing, but also by what you are now able to start doing. We’ll help you work out what you want to achieve in the years ahead and how much your plans will cost.

Understand if you have enough money to continue living the retirement lifestyle you would like

A retirement lived in fear of running out of money is a retirement half lived. We’ll help you work out what you can afford, where you might need to cut back, and in many clients’ cases, where you could actually afford to be spending more and enjoying your life more fully.

Enjoy your life today but feel confident you have enough put aside for your future needs

Good retirement planning must balance both your current needs and your possible future needs too. We know true peace of mind can only be achieved when you have a clear picture of your future and confidence that whatever life has in store for you, your finances are well placed to take care of you.

Protect your wealth and those you care most about

When you’ve worked hard to attain a quality of life you enjoy, you naturally want to protect it, even if life takes an unexpected turn. With the help of a personal financial plan, we can help to cushion your wealth and your loved ones’ futures from the financial implications of life’s shocks.

Plan for a smooth, tax-efficient transfer of your wealth

Knowing those you love are going to benefit from your wealth can be one of life’s greatest joys. We can help you put a plan in place to transfer that wealth with those who are precious to you, at a time of your choosing, in the most tax-efficient way possible.

** Please note, the value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.

Meet our clients

We asked our retired clients what their three biggest financial concerns were. This is what they told us.

68%
were worried about whether they would continue to have enough money to live their preferred lifestyle in retirement
50%
were worried about the cost of old-age care.
55%
were worried about getting a good return on their investments.
100%
of our clients believe that working with us has helped / will help them to achieve their financial goals
Retired
Ian Bell
Ian Bell
Retired
Rick Marsland
Rick Marsland

Why choose us?

We fervently believe that financial planning can transform lives and bestow benefits that go beyond just financial gains.

Our work improves our clients’ emotional wellbeing, helps people feel more confident about their money and their future, and delivers a sense of contentment as goals are achieved and aspirations become reality.

Why choose us?
“23% of clients surveyed rely on their adviser for a more holistic approach to their finances. These clients tend to be the most satisfied with the advice they receive.”

“23% of clients surveyed rely on their adviser for a more holistic approach to their finances. These clients tend to be the most satisfied with the advice they receive.”

Report by Royal London, September 2020: ‘Feeling the benefit of financial advice How professional support helps to improve emotional wellbeing’